‘Betrayed the trust of Australians’: ANZ bank pays record $240m fine for widespread misconduct

https://www.theguardian.com/australia-news/2025/sep/15/anz-bank-pays-record-240m-fine-for-widespread-misconduct-time-and-time-again-they-betrayed-the-trust-of-australians

31 points · 11 comments · view on lemmy.world

11 Comments

Mister_Ruse@aussie.zone · 9 pts · 1y (3 replies)

https://youtube.com/watch?v=Fj1PnEh6MAg

Every time I see one of these stories. Did the fine actually exceed their profit from the misconduct?

Taleya@aussie.zone · 3 pts · 1y

FR. Fines need to be based on at least double what the misconduct earned them.

The_Decryptor@aussie.zone · 2 pts · 1y (1 reply)

I caught his coverage of the fine yesterday on 9 news, he pointed out that their share price actually rose afterwards, so the fine didn't really hurt them in any way.

vas@lemmy.ml · 1 pts · 357d

Well the share price could've risen due to expectations of a worse judgement. The analysis has to be a different one. Just profit/loss.

Nath@aussie.zone · 5 pts · 1y

I'm in this class action. I've been paid $236.81. Yay, I guess?

I was truly hurt when this happened to me 20 years ago, but now $236.81 goes nowhere near as hard. The most egregious thing ANZ did would be to take my account(s) into negative balance with fees, and then charge me $36 overdraft fee per account on going negative - then charge me daily compound interest on each negative balance until I realised that my account was in the red through actions that weren't my own and costing me heavily.

While I recognise that I'm in a far better place financially to when this happened, this payment feels token at best. I don't even remember what this number represents in terms of what damage was done to me as a percentage. But I'm moderately certain I lost more money than this to ANZ fees at the time than I've been compensated for.

hanrahan@piefed.social · 4 pts · 1y

This is why CEOs need such big pay packets /s

Tenderizer@aussie.zone · 3 pts · 1y (2 replies)

I should really change to Bank Australia at some point, but I can't be bothered unless Visa cracks and allows LGBT content again (I'm currently on Mastercard).

a_postmodern_hat@lemmy.world · 1 pts · 1y (1 reply)

I endorse Bank Australia. They recently wiped a bunch of their fees https://www.bankaust.com.au/banking/fee-updates

Tenderizer@aussie.zone · 1 pts · 1y

They're the only bank in my town that isn't for-profit. I just need the initiative.

Come to think of it I don't actually care about my issue with Visa and Mastercard very much. I should just ignore it and go with the better bank.

njm1314@lemmy.world · 1 pts · 1y

That's it?

sqgl@sh.itjust.works · 1 pts · 1y

In ten years we have had major fines of ANZ, Westpac, CBA. Next is National Bank?