The painful end of free money as real interest rates start to rise

https://www.cbc.ca/news/business/real-rates-over-column-don-pittis-1.6869814

14 points · 10 comments · view on lemmy.world

10 Comments

Noved@lemmy.ca · 5 pts · 3y (2 replies)

Just got to renew my mortgage! Wooooo. Lol, 5.25% for 5 years yeah! The only thing that ended up being great was we worked a line of credit in at 1% + prime.

Locke@lemmy.ca · 4 pts · 3y (1 reply)

Im at 5.90 now. Fortunately my mortgage has only a little over $100k left. So it sucks, but not painful. Feel bad for people who overextended.

Noved@lemmy.ca · 2 pts · 3y

We refinanced up to 174k but we are still on track to have our 30y amortization paid in 12 or less!

lightrush@lemmy.ca · 2 pts · 3y (2 replies)

🫣

m9p909@lemmy.ca · 2 pts · 3y (1 reply)

I don't understand what this means? ELI5 or is there somewhere I can read up on what real yields mean?

m9p909@lemmy.ca · 2 pts · 3y

Oh, I read the article, interest rates are falling and briefly became negative which spiked inflation. And now interest rates have to suddenly rise to tame inflation.

LlamaSutra@sh.itjust.works · 1 pts · 3y

Right as I need to replace my roof 😭

Gleddified@lemmy.ca · 1 pts · 3y

💎💎🙌🙌 🦍🦍 on that variable rate. The second I lock in we all know rates are going to crater...