Helia #HLI value trap or nice little earner?

Came across Helia. They do mortgage insurance in Australia.

Metric	Value
Market Cap	A$ 1.52B
Sector	Financial Services
Industry	Insurance - Specialty
EBITDA	A$ 490.96M
Profit Margin	47.93%
P/E Ratio	5.83
Book Value Per Share	3.76
Earnings Per Share	0.96
Price to Book (MRQ)	1.49
Price to Sales (TTM)	2.72
Dividend Yield	5.71%

They've had a profit margin over 30% per year since 2021, and most of those years are over 50%. They've also been paying a good dividend since 2020.

Check out the metrics history

Just the kind of company I like. Boring as bat shit but a good earner in a steady industry.