I'm going to go against the grain of everyone here and told you to be careful with these kind of investment. Sorry if it's condescending, it's not my intention, there is just so many sad story of young people loosing it all trying to get rich quick, it's very sad.
Stock and ETF can make you loose your savings. They are taxed. The market are lopsided towards AI and is more and more volatile.
Do not place all your savings on a single ETF or anything like that.
Market ETF can help with diversifying without too much risk, but risk is a fundamental components of this world.
Before placing this money in any of that, please take the time and energy to understand. If you want to take a shortcut, use an LLM. Explain you situation like you did and ask how you should use your money. Understand finance and the markets, not just definition but how they work too, what are the risks, etc. What options are realistic with you salary and current saving ?
If you want a fun side to start getting into finance, check Atrioc on YouTube, if you want a more grounded side, check Patrick Boyle, or The Plain Bagel. From these recommandations, you will find many other good source and avoid scammers. Be careful, there is always a phase when you learn about something where you feel very confident in your understanding, especially in the beginning. Remember that you are not a financial experts (and I'm not either).
Here are some tips, based on my experience in France, which could be completely different that Italy, even though we are neighbors and in the EU.
Maybe, like in France, you could create a "life assurance" ("assurance vie") that is partially secured or assured (if they exist and work like in France).
Also, if you are young, maybe there are saving accounts made for young people that are safe and good return (again, it exists in France, maybe you have something similar?)?
These special saving accounts are not usually crazy but they fight the inflation and you cannot loose you money.
Once you have something like six months of salary saved in one of these for emergency, then you can look for other placement.
Again, if you have something equivalent to a life assurance in France, this is you best bet. Usually, you can split your portfolio between very safe placement (usually it's bonds) and more risky one. The idea is to have a more risky profile in the beginning and slowly move towards a safer profile as you get closer to your retirement.
With those, the worst that can happen, and it can happen of course, is that it gets you 0% months after months. Realistically, it more likely to get bad by not beating the inflation. But experts traders at the bank will choose how to use you money and they should be better than that.
Of course, it is a service and it will cost money that will eat at your gain, so be careful about that (and tax maybe?). Choose a bank that have good return (but remember that it does not guaranty they will stay at the advertised level) and fee that are acceptable.
Also your profit are compounded. So it's not like betting on a stock for years and loosing all because you didn't sell before a crash.
And the banks money should be assured (up to 100000€ in France) so even if there is a crash you can't loose your savings.
This should be your retirement fund and the bulk of your savings.
If after that, you still have money this you can spare and you are willing to loose it all, again, start by understanding the finance world.
Avoid Options or similar, as you can loose exponentially more than you placed. Leave that to the expert and the degenerate gamblers. This is what fuel Walt Street Bet stories. Don't be like that.
Don't loan money to use in the market or really understand what is a margin call. Learn to accept the FOMO and keep your greed in check.
Don't get swallowed by the hypes and the exceptional winner : they are the outlier.
Most people and traders do not beat the market. Yes, you could be lucky but this is gambling at this point. Ideally you are looking to beat inflation and maybe have a little margin. It will not make you a millionaire.
Check what happened with Game stop and the apes. Look at what happening in Korea and the ants. Learn from their mistakes.
I wish I could give you more information, but honestly I'm not an expert at all, and even expert can fuck up.
Sorry to rain on your parade, but staying grounded and realistic with you money will avoid ruining you for a stupid mistake or hubris. I understand the attractiveness of this world especially if you feel stuck and life is hard. There are so many people trying to scam you or that are just confidently giving shit advice (ex. "Infinite money glitch" of writing fake check, which is fraud...). You hear stories of people becoming millionaire overnight.
And be skeptical of what I said (maybe I wrong or missing something important) or anyone tell you. Do your research! Good luck and take care
Slopfest using Claude to determine "funny" item combo... What make a combo funny is not that all item are "spicy", it's to imagine a story around a combination of said items. Once again LLM usage is linked with low quality content.
Nitpick: their right foot placement is a bit weird. I would expect the foot to be turned outward, following the line of the leg.
But maybe it was made on purpose? To accentuate the tension and suspicion, like you very much watch your step to avoid making a noise or triggering a reaction?
The colors are very nice and we'll done. There is a tension in the scene and the position of the character, even without the prompt
Maybe Voyager is showing thing in double, or triple. As far as I can see this is from the European federalist community on lemmy.world, can you validate or invalidate? Thanks
I'm going to go against the grain of everyone here and told you to be careful with these kind of investment. Sorry if it's condescending, it's not my intention, there is just so many sad story of young people loosing it all trying to get rich quick, it's very sad.
Stock and ETF can make you loose your savings. They are taxed. The market are lopsided towards AI and is more and more volatile. Do not place all your savings on a single ETF or anything like that. Market ETF can help with diversifying without too much risk, but risk is a fundamental components of this world.
Before placing this money in any of that, please take the time and energy to understand. If you want to take a shortcut, use an LLM. Explain you situation like you did and ask how you should use your money. Understand finance and the markets, not just definition but how they work too, what are the risks, etc. What options are realistic with you salary and current saving ? If you want a fun side to start getting into finance, check Atrioc on YouTube, if you want a more grounded side, check Patrick Boyle, or The Plain Bagel. From these recommandations, you will find many other good source and avoid scammers. Be careful, there is always a phase when you learn about something where you feel very confident in your understanding, especially in the beginning. Remember that you are not a financial experts (and I'm not either).
Here are some tips, based on my experience in France, which could be completely different that Italy, even though we are neighbors and in the EU. Maybe, like in France, you could create a "life assurance" ("assurance vie") that is partially secured or assured (if they exist and work like in France). Also, if you are young, maybe there are saving accounts made for young people that are safe and good return (again, it exists in France, maybe you have something similar?)? These special saving accounts are not usually crazy but they fight the inflation and you cannot loose you money. Once you have something like six months of salary saved in one of these for emergency, then you can look for other placement. Again, if you have something equivalent to a life assurance in France, this is you best bet. Usually, you can split your portfolio between very safe placement (usually it's bonds) and more risky one. The idea is to have a more risky profile in the beginning and slowly move towards a safer profile as you get closer to your retirement. With those, the worst that can happen, and it can happen of course, is that it gets you 0% months after months. Realistically, it more likely to get bad by not beating the inflation. But experts traders at the bank will choose how to use you money and they should be better than that. Of course, it is a service and it will cost money that will eat at your gain, so be careful about that (and tax maybe?). Choose a bank that have good return (but remember that it does not guaranty they will stay at the advertised level) and fee that are acceptable. Also your profit are compounded. So it's not like betting on a stock for years and loosing all because you didn't sell before a crash. And the banks money should be assured (up to 100000€ in France) so even if there is a crash you can't loose your savings. This should be your retirement fund and the bulk of your savings.
If after that, you still have money this you can spare and you are willing to loose it all, again, start by understanding the finance world. Avoid Options or similar, as you can loose exponentially more than you placed. Leave that to the expert and the degenerate gamblers. This is what fuel Walt Street Bet stories. Don't be like that. Don't loan money to use in the market or really understand what is a margin call. Learn to accept the FOMO and keep your greed in check. Don't get swallowed by the hypes and the exceptional winner : they are the outlier. Most people and traders do not beat the market. Yes, you could be lucky but this is gambling at this point. Ideally you are looking to beat inflation and maybe have a little margin. It will not make you a millionaire. Check what happened with Game stop and the apes. Look at what happening in Korea and the ants. Learn from their mistakes.
I wish I could give you more information, but honestly I'm not an expert at all, and even expert can fuck up.
Sorry to rain on your parade, but staying grounded and realistic with you money will avoid ruining you for a stupid mistake or hubris. I understand the attractiveness of this world especially if you feel stuck and life is hard. There are so many people trying to scam you or that are just confidently giving shit advice (ex. "Infinite money glitch" of writing fake check, which is fraud...). You hear stories of people becoming millionaire overnight.
And be skeptical of what I said (maybe I wrong or missing something important) or anyone tell you. Do your research! Good luck and take care
Holy shit, good discovery
Validation biais?
It is what it is
Isn't it xenophobia more than racism?
Blade runner 2049
It's not a fear, it's a really and has been for a while...
Maybe they were absolute trash?
Where can I get this sticker?
Slopfest using Claude to determine "funny" item combo... What make a combo funny is not that all item are "spicy", it's to imagine a story around a combination of said items. Once again LLM usage is linked with low quality content.
I recognize your style, very cool, no nitpick this time 😉
Wow c'est clean ! Comment tu utilises plusieurs optiplex ? (Je débute dans le self host soit gentil 🙏)
Pretty sure it's IA, don't expect depth
Nitpick: their right foot placement is a bit weird. I would expect the foot to be turned outward, following the line of the leg. But maybe it was made on purpose? To accentuate the tension and suspicion, like you very much watch your step to avoid making a noise or triggering a reaction?
The colors are very nice and we'll done. There is a tension in the scene and the position of the character, even without the prompt
What a discovery! Thank you OP!
L'hôpital qui se fout de la charité...
You can at least block ageverif.com with uBO
Firefox, always happy with it as a user
Maybe Voyager is showing thing in double, or triple. As far as I can see this is from the European federalist community on lemmy.world, can you validate or invalidate? Thanks
Maybe I'm missing something but everything is in lemmy.world , how is that different community?