Ontario city leads surge in Canada’s mortgage delinquencies

https://www.theglobeandmail.com/business/article-brampton-ontario-mortgage-delinquencies-housing/

Shockingly, Brampton, the city that lent its name to a flavour of mortgage fraud is leading the country in mortgage delinquencies.

40 points · 11 comments · view on lemmy.world

11 Comments

panda_abyss@lemmy.ca · 15 pts · 94d (3 replies)

Is it Brampton?

… yep… it’s Brampton.

I hope the banks get fucked on this for enabling this racket. It would have been fucking trivial for turn to catch the fraudsters in their midst, but when there’s profits you look the other way.

dermanus@lemmy.ca · -2 pts · 94d (2 replies)

Oh don't worry they'll get bailed out. We have a central banker as PM.

SaveTheTuaHawk@lemmy.ca · 10 pts · 94d (1 reply)

Banks never lent money in Brampton. They aren't stupid.

This is all private lenders.

No income, no credit required, just 20% down. The business plan is based on failure. Dozens of these leeches all over Ontario.

https://www.effortlessmortgage.ca/private-mortgage.php

CapuccinoCoretto@lemmy.world · 3 pts · 94d

Echos of Countrywide and 2008 .... 8..... 8

uhmbah@lemmy.ca · 11 pts · 95d (1 reply)

Brampton

sbv@sh.itjust.works · 4 pts · 95d

Oops. I meant to include that in the post. Thanks for the reminder.

melsaskca@lemmy.ca · 4 pts · 94d (1 reply)

The banks can afford it just based on all of that free "interest" money they scrape off the backs of the citizenry. The banks will be okay.

sbv@sh.itjust.works · 3 pts · 94d

Weren't they responsible for implementing the stress tests? Or was that the mortgage brokers?

uhmbah@lemmy.ca · 3 pts · 95d
Typotyper@sh.itjust.works · 1 pts · 94d (1 reply)

Corporations and hedge funds with swoop in and buy it cheap.

sbv@sh.itjust.works · 1 pts · 94d

It has translated to ~25 power of sale listings this year, so I think Brampton is safe.

But hopefully their house prices will fall faster because of it.