Part of the credit score algorithms are the amount of unused credit you have.
This makes some sense: other companies have been willing to extend you credit, and you're not using it. Therefore your less likely to default (because you have more of a buffer if you need to spend), plus if you do, there are more lenders to shoulder the pain.
So when you close a card, you're doing the opposite: you're reducing the amount of unused credit you have. So your score goes down.
Footnote 1: you can offset the hit to your credit score if you can convince another card to raise its limit.
Footnote 2: if you have NO credit cards after closing your last card, then they have no insight (or at least far less) about how your finances are going because they can't see that you're regularly paying some other company. Additionally another part of the algorithm is how old your oldest account is if you have none than that part of the score is zero.
"Fun" aside: when I left for college, my father added me to his Amex (for emergencies) and that started my credit history. But he'd had the card since before I was born. For the next several years I carried a credit card that said "Member Since" a date well before I was born (and a credit history that said the same too).
Calvin's dad is explaining how the outside of a record spins faster than the inside.
Fun fact, I used to make PlayStation 2 games, and this fact meant that data could be loaded faster from the outside of the game disc than the inside. But discs started with first data written at the inside of the disc. So we'd pad "garbage" data at the start of the disc for faster overall load times.
Can someone explain to the difference between "by area" and "by percentage", please?
Certainly, if "by area" is "state with the most unforested land", then it's not Delaware (a small state), it's either a Dakota or California/Texas/Alaska (just by virtue of being huge).
Lush blooms baskets are the easiest. If there's no lush blooms when you play, the blue tote coolers on Riven Tides have good chances (eg there are a few on the tennis courts). I also have heard that the battery locked room in the kitchens of Stella often has them, but the two times I looked I didn't find any.
I would say that it's doesn't count as a "5G language" if you have to understand and check the underlying "assembly code" it outputs every time you use it.
Naw. Just proclaim he's dead and start the process. Mitch with either show up quick, or else he doesn't and that's proof someone else can get to work.
Part of the credit score algorithms are the amount of unused credit you have.
This makes some sense: other companies have been willing to extend you credit, and you're not using it. Therefore your less likely to default (because you have more of a buffer if you need to spend), plus if you do, there are more lenders to shoulder the pain.
So when you close a card, you're doing the opposite: you're reducing the amount of unused credit you have. So your score goes down.
Footnote 1: you can offset the hit to your credit score if you can convince another card to raise its limit.
Footnote 2: if you have NO credit cards after closing your last card, then they have no insight (or at least far less) about how your finances are going because they can't see that you're regularly paying some other company. Additionally another part of the algorithm is how old your oldest account is if you have none than that part of the score is zero.
"Fun" aside: when I left for college, my father added me to his Amex (for emergencies) and that started my credit history. But he'd had the card since before I was born. For the next several years I carried a credit card that said "Member Since" a date well before I was born (and a credit history that said the same too).
Here's a copy of the original.
https://imgur.com/im-still-trying-to-wrap-mind-around-this-o5sVz
Calvin's dad is explaining how the outside of a record spins faster than the inside.
Fun fact, I used to make PlayStation 2 games, and this fact meant that data could be loaded faster from the outside of the game disc than the inside. But discs started with first data written at the inside of the disc. So we'd pad "garbage" data at the start of the disc for faster overall load times.
Quake 2 (1997) came out before Half-Life (1998). So Half-Life is a Quake 2 game, if we're accepting the 3rd panel as true.
Little weird that this is on PBS home improvement presenter Bob Vila's website.
"spoken to" not "spoken with".
👍
Keep up the hard work. English is bonkers.
"My dog and I [...]" is proper English grammar.
Your AI needs a grammar upgrade. 😉
Realized that as you were typing and edited my comment.
Can someone explain to the difference between "by area" and "by percentage", please?
Certainly, if "by area" is "state with the most unforested land", then it's not Delaware (a small state), it's either a Dakota or California/Texas/Alaska (just by virtue of being huge).
🎮
Lush blooms baskets are the easiest. If there's no lush blooms when you play, the blue tote coolers on Riven Tides have good chances (eg there are a few on the tennis courts). I also have heard that the battery locked room in the kitchens of Stella often has them, but the two times I looked I didn't find any.
I found both of mine in crashed Arc couriers.
Yes, the classic blunder of the new coffee house first timer: ordering cases of canned tomatoes when none of their menu items use tomatoes.
I would say that it's doesn't count as a "5G language" if you have to understand and check the underlying "assembly code" it outputs every time you use it.
Of note: the game is under $9 USD.
Then you sit on the tail like a kangaroo! 😜
Yes.
https://en.wikipedia.org/wiki/Maestro_(debit_card)
The Legend of the Red Dragon (L.O.R.D.)
(A BBS "door" game.)
Absolutely worth it.
Haha! OP thinks Americans know what healthcare costs before hands!