You have to declare it before starting coverage, and if they find proof that you ever smoked, you lose insurance coverage retroactively. It's the best of all worlds for the insurance company: they get your money until you are sick, and then they get to spend as much time as they like trying to figure out when and where you didn't tell the truth. The lie doesn't even have to be related to the health condition, at all.
13 Comments
Typhoon@lemmy.ca · 38 pts · 234d
Soul leaving your body? That's gonna be a costly medical bill.
CocaineShrimp@sh.itjust.works · 18 pts · 234d
Probably cheaper to die than to break a leg 🤷
Aneb@lemmy.world · 4 pts · 234d
I can confirm as I broke my collarbone back in October. I need to call the billing office and make sure some of this was covered by my insurance
manxu@piefed.social · 22 pts · 234d
If it went from $40 to $80 it wouldn't be such a big deal. But it's going from studio rent territory to house mortgage!
ranzispa@mander.xyz · 1 pts · 229d
What's the price approximately?
manxu@piefed.social · 1 pts · 228d
Depends on location, age, and smoking status, and very much so. But a single person can easily pay way more than $1000 a month.
ranzispa@mander.xyz · 1 pts · 228d
Wow, that is quite expensive. How would the insurance know whether you smoke or not?
manxu@piefed.social · 1 pts · 228d
You have to declare it before starting coverage, and if they find proof that you ever smoked, you lose insurance coverage retroactively. It's the best of all worlds for the insurance company: they get your money until you are sick, and then they get to spend as much time as they like trying to figure out when and where you didn't tell the truth. The lie doesn't even have to be related to the health condition, at all.
keyhoh@piefed.social · 12 pts · 234d
It's also a picture of your soul leaving your body when can't pay those medical bills so you've died.
smeg@infosec.pub · 8 pts · 234d
Mine didn't go up at all... because I moved to the Netherlands this year, where this is a sane medical system. Not perfect, but sane.
SaharaMaleikuhm@feddit.org · 6 pts · 234d
10x as expensive as socialized health care and much worse to boot. AMERICA!
gedaliyah@lemmy.world · 4 pts · 234d
"Get back in here ya jerk... I can't afford this right now."
fluffykittycat@slrpnk.net · 3 pts · 233d
I think.the US healthcare system is gonna end up collapsing from this. There will be a death spiral