What discount? Every contractor I have hired quoted me the cash price, though they will accept a credit card via a service that makes me pay the credit card fee (and then some).
This includes checks, for any who may not be aware. So you don't literally need hundreds or thousands of dollars in cash, just to have it available in your debit account.
In my experience, though, every professional will tell you what the cost is and how much more it is if you pay with a card. It doesn't make them any extra money for you to use a card, so they don't try to encourage it.
Sure, you could pay with a check, but where's the fun in that? I have absolutely paid contractors with thousands of dollars in cash stuffed into an envelope. If you ask the teller at your bank nicely, they will even band the bills into tidy stacks so you can feel like you're in a mobster movie.
I used to have this attitude mere decade ago. But that I've realised how much everyone wants to fuck me I'm trying to switch back to cash. There are places that do not accept it! Technically illegal - it's legal tender - but nobody is enforcing it.
As a side benefit, I'm a bit more aware or my spending. There's something in the brain that has a much better grasp of physical money.
Businesses can't claim your donations as their own for tax purposes. Even if they could... deductions come out of your taxable income, not the actual taxes you pay. If you gave $1 to mcdonald's for charity, they would make $1 of income and then deduct $1, so there would be zero effect on the taxes they pay.
We also bombed that girls elementary school and round up immigrants and illegally kidnapped a politician from another country and now we're paying for a fucking ballroom!
Funny to think that some people pay to do the opposite. Not paying taxes gives you money you can't spend and you are going to have to launder it anyway
47 Comments
Skullgrid@lemmy.world · 139 pts · 109d
to be honest it could also be "Fuck Visa and fuck Mastercard"
its_kim_love@lemmy.blahaj.zone · 35 pts · 109d
They take a pretty big bite.
otter@lemmy.dbzer0.com · 20 pts · 108d
Don't forget AmEx, the greediest of the bunch. 🤌🏼
Skullgrid@lemmy.world · 9 pts · 108d
how could I remember, I don't live in the US
MnemonicBump@lemmy.dbzer0.com · 14 pts · 108d
Because AmEx is accepted in over 200 countries and is one of the largest credit card networks and credit card issuers in the world, not just the US?
basxto@discuss.tchncs.de · 5 pts · 108d
Visa and mastercard also do more than just credit card, they also have debit card networks.
Kanda@reddthat.com · 3 pts · 108d
Yet in my country there's no place taking cash only, I have not withdrawn cash since my weed-buying days
RisingSwell@lemmy.dbzer0.com · 4 pts · 108d
I don't even withdraw cash for buying weed...
otter@lemmy.dbzer0.com · 4 pts · 108d
Sorry, what? 😶
tacosanonymous@mander.xyz · 16 pts · 108d
If a lot of your business, like say a small library, is $0.10 at time, you will lose money ringing it up on a card.
robocall@lemmy.world · 10 pts · 108d
I went somewhere that refused to accept American Express because it wasn't worth the fees.
UndergroundParking@lemmy.cafe · 9 pts · 108d
Most local shops don't accept amex. Definitely all the local ones.
SkaveRat@discuss.tchncs.de · 6 pts · 108d
Amex has at least double the fees of the others. So very understandable
VitoRobles@lemmy.today · 1 pts · 108d
If they can accept American Express, they should.
American Express gets a bad wrap in the merchant/e-commerce industry, but out of visa/mastercard, they do the least amount of evil.
pennomi@lemmy.world · 52 pts · 108d
diffaldo@lemmy.dbzer0.com · 8 pts · 108d
Your right, a few missing bombs is good for brown children.
jve@lemmy.world · 29 pts · 108d
More like credit card fees.
Also, your meme is backwards.
RememberTheApollo_@lemmy.world · 5 pts · 108d
It can be both
garth@sh.itjust.works · 25 pts · 109d
Getting work done in your house? Ask if they offer a cash discount.
TAG@lemmy.world · 5 pts · 108d
What discount? Every contractor I have hired quoted me the cash price, though they will accept a credit card via a service that makes me pay the credit card fee (and then some).
Drusas@fedia.io · 2 pts · 107d
Yeah, it's not that there is a discount for paying cash. It's that there is a surcharge for not doing so.
Drusas@fedia.io · 3 pts · 108d
This includes checks, for any who may not be aware. So you don't literally need hundreds or thousands of dollars in cash, just to have it available in your debit account.
In my experience, though, every professional will tell you what the cost is and how much more it is if you pay with a card. It doesn't make them any extra money for you to use a card, so they don't try to encourage it.
garth@sh.itjust.works · 4 pts · 108d
Sure, you could pay with a check, but where's the fun in that? I have absolutely paid contractors with thousands of dollars in cash stuffed into an envelope. If you ask the teller at your bank nicely, they will even band the bills into tidy stacks so you can feel like you're in a mobster movie.
Drusas@fedia.io · 4 pts · 108d
Most banks and credit unions make it a pain to withdraw thousands at once. They don't really want you to do that.
the_riviera_kid@lemmy.world · 20 pts · 109d
Or money laundering, thats what most of my local cash only businesses are doing.
diffaldo@lemmy.dbzer0.com · 18 pts · 108d
Interesting! Do you have a chicken restaurant called Los Pollos Hermanos around there?
otter@lemmy.dbzer0.com · 10 pts · 108d
[citation needed]
robocall@lemmy.world · 4 pts · 108d
I would be happy to launder someone's cash
UndergroundParking@lemmy.cafe · 20 pts · 108d
I used to have this attitude mere decade ago. But that I've realised how much everyone wants to fuck me I'm trying to switch back to cash. There are places that do not accept it! Technically illegal - it's legal tender - but nobody is enforcing it.
As a side benefit, I'm a bit more aware or my spending. There's something in the brain that has a much better grasp of physical money.
isles@lemmy.world · 6 pts · 107d
Cash is legal tender for debts, retail is not required to accept it, but any loan you have is.
UndergroundParking@lemmy.cafe · 1 pts · 106d
Huh. Today I've learnt!
ech@lemmy.ca · 18 pts · 108d
The meme is the wrong way around.
chortle_tortle@mander.xyz · 10 pts · 108d
The power of memes exist beyond their origin 😌
ech@lemmy.ca · 5 pts · 108d
Some of us still follow the old ways.
rockerface@lemmy.cafe · 18 pts · 109d
See also: "do you want to donate a few dollars to charity?"
No, multimillion dollar business, I don't want to pay for your tax cut
TAG@lemmy.world · 6 pts · 108d
I hate when grocery stores collect food for a food bank.
The store makes a profit from me buying food to donate and they get a positive press release when they donate the food.
basxto@discuss.tchncs.de · -1 pts · 108d
That’s a zero sum. They only get a cut for what you donate, why should they have to pay taxes for your donation?
rockerface@lemmy.cafe · 3 pts · 108d
Because they take credit for my donation as if it's their gesture of kindness
bequirtle@lemmy.world · -2 pts · 108d
Not how it works!!
Businesses can't claim your donations as their own for tax purposes. Even if they could... deductions come out of your taxable income, not the actual taxes you pay. If you gave $1 to mcdonald's for charity, they would make $1 of income and then deduct $1, so there would be zero effect on the taxes they pay.
spicehoarder@lemmy.zip · 2 pts · 108d
But the tax-free income generated from the donation can go back towards buying stock in McDonald's or some other form of capital for corporate.
bequirtle@lemmy.world · -1 pts · 107d
No, the tax-free income gets donated....
spicehoarder@lemmy.zip · 16 pts · 108d
VitoRobles@lemmy.today · 8 pts · 108d
Hey pal - get your facts straight!
We also bombed that girls elementary school and round up immigrants and illegally kidnapped a politician from another country and now we're paying for a fucking ballroom!
its_kim_love@lemmy.blahaj.zone · 13 pts · 109d
We're using your cash transactions as cover for our other cash businesses.
BilboBargains@lemmy.world · 11 pts · 108d
Paying with cash is the acceptable face of tax evasion
mrgoosmoos@lemmy.ca · 4 pts · 108d
I dislike places that give you a cash discount equal to tax. like if you're going to evade taxes, at least share the profits
Vinylraupe@lemmy.zip · 4 pts · 108d
Username checks out :)
Mubelotix@jlai.lu · 3 pts · 108d
Funny to think that some people pay to do the opposite. Not paying taxes gives you money you can't spend and you are going to have to launder it anyway