Jarvis2323

u/Jarvis2323@programming.dev
2 posts · 57 comments

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I prefer and recommend the very simple boglehead approach to investing. Simple 3 fund portfolio, focused on long term growth.

https://a.co/d/8xXwikV

Lots of forums on their website, but basic idea is split your money into a healthy mix of total market, international, and some bonds. Focus on tax advantaged retirement accounts. Invest early and often.

https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy

Specific guidance for Italy: https://www.bogleheads.org/wiki/Investing_from_Italy

I am in fact stating that there is no proof that they do anything to reduce collusions or deaths. I stated in my first comment that such proof does not exist.

These cameras are only deployed to generate revenue. There is no scientific basis for improved safety.

It focused on the Arizona study because that was the only one out of the 35 that actually measured Motor Vehicle Collisions. The rest did not even attempt it in any controlled manner.

As stated, there are no meaningful studies that these cameras reduce accidents.

These cameras do nothing to improve safety. There is no meaningful scientific evidence that shows any difference improvement in safety.

Their only value is socioeconomic harm.

“after accounting for MVC increases in the control segment we found that neither camera placement nor removal had an independent impact on MVCs. In other words, speed cameras did not statistically contribute to an increase or decrease in the number of MVC.”

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3861844/#:~:text=after%20accounting%20for%20mvc%20increases%20in%20the%20control%20segment%20we%20found%20that%20neither%20camera%20placement%20nor%20removal%20had%20an%20independent%20impact%20on%20mvcs.%20in%20other%20words%2C%20speed%20cameras%20did%20not%20statistically%20contribute%20to%20an%20increase%20or%20decrease%20in%20the%20number%20of%20mvc.

You can have it all with one brokerage in one fund and still be diversified. Suggest reading up on the 3 fund portfolio or boggle head.

S&P 500 is top 500 US companies. Many folks consider that diverse. You can also probably find a US Total Market fund. That will be even more diverse as it will include small and mid size companies in addition to the top 500.

Alternatively, even more diverse would be a Total Market fund. These typically include international companies, and represent the biggest diversification you can get.

No need to worry about Vanguard versus Schwab . The underlying stocks of the fund is what matters.

California has one of these solar thermal towers. Quite a spectacle as you drive by on the way back from Vegas.

Interestingly this one does not store energy for 24/7 operations like the one in China. As they are both smolten salt based, not sure why

https://www.theneweconomy.com/energy/the-unexpected-environmental-drawbacks-of-concentrated-solar-power-plants

https://en.m.wikipedia.org/wiki/Ivanpah_Solar_Power_Facility